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Post by newbiker on Apr 30, 2007 22:40:52 GMT
Hiya I have just bought a new Yamaha xj600 Diversion s, well i say new it's an M reg  , and I can't wait to be 17 in July. I was just wondering what would be the cheapest inurance company for me. Thanks for your help, and hope to meet you on one of your meets when i'm 17, thanks again |
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Post by Fiasco on Apr 30, 2007 23:23:08 GMT
Hi Newbiker and welcome I would suggest trying www.directchoice.co.ukor www.ebikeinsurance.co.uk/For online quotes. Not sure on their policy for young riders, unfortunately not a problem I have anymore  I assume your 600 will need to be restricted? Good luck Dave ;D |
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Post by Welsh Ade on May 1, 2007 5:43:14 GMT
get yourself a copy of ride magazine and trawl through all the adverts at the back for insurance. There are loads.
Ah to be 17 and stung for insurance brings back memories.
Take car with your riding and where in the country are you?
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Post by Welsh Ade on May 1, 2007 5:44:45 GMT
17 in July so when are you planning on doing your test? and on what machine?
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Post by billywhizz on May 1, 2007 9:26:04 GMT
do try yamaha's own insurance, they were good for me when I first insured my bike.
based in rugby if i remember, 08700 747374.
no connections to them, just found them good for me at that time.
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Post by Ghoti on May 1, 2007 10:24:31 GMT
I'd get the yellow pages, bike mags etc and spend a day phoning every company with an 0800 number, searching on the net and going into brokers (if you have some near you).
The day wasted can save you shed loads. Every company seems to load the policies differently. Some have said that Yamaha's own insurance (as mentioned above) is expensive, but myself and BillyWhizz found it good. Alternatviely, for me at least, direct choice were 'aving a larf when I got a quote off them (£800 quote when I finally paid under £200 with better extras thrown in), but they were good for Fiasco.
Also look at the extras (ie excess to be paid in case of an accident, free others (lid and leathers policy or foreign travel if you may do that for example) installment costs if you are going that way (some policies run a very high APR on installments) etc).
When you have a cheep quote, it could be worth asking on here again to see what the company is like if the worst does happen and you need to make a claim. Some of them are great at paying out, some not so.
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Post by alpaholic on May 1, 2007 10:31:34 GMT
There are loads of insurance price comparison sites. I think over the last year or so these have become better than phoning around.
If you are phoning around IME it's always worth mentioning that you are phoning around and asking if they can do anything to get the quote down before you carry on calling round. They always drop.
If you wanna buy a yamaha OE restrictor kit my SO has one for sale.
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Post by newbiker on May 1, 2007 12:51:38 GMT
Hiya
Thanks for all your replies, I have tried the yamaha insurance and they quoted me £830 which i think is quite a bit, and i will spend a day like suggested phoning all of them to try and find out, im in Southport, and how much would you sell that restrictor kit for please? For my test I have been quoted £250 by Almaxx (outside hen and chickens) in lydiate for the practical, theory, lessons and hire of the bike and insurance for it, and i'm planning to do that as close to possible to my birthday in july. Thanks for all your replies, greatly appreciated.
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Post by Dame judgejools44 on May 1, 2007 12:57:15 GMT
Although Bennetts aren't usually the cheapest, as a new rider (even though I was 31) they seemed to offer the best deal for me, so try them as well. Think they might be better for newbies and younguns like you hun!
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Post by Ghoti on May 1, 2007 12:58:55 GMT
as a new rider (even though I was 31) You took up biking 20 years ago?  |
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Post by alpaholic on May 1, 2007 13:03:31 GMT
as a new rider (even though I was 31) You're taking up biking in 10 years time? :-) |
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Post by justso on May 1, 2007 13:14:34 GMT
Hey, someone from my neck of the woods. I took my CBT and DAS last summer with Fast-Trak, the guy next door to Almaxx.  This means you will be taking your test at the same test centre in Norris Green. See if you can leave your examiner behind at the lights on the East Lancs like I did |
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Post by Dame judgejools44 on May 1, 2007 13:44:46 GMT
I think Ghoti and alphaholic are in for a slap!!
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Post by Ghoti on May 1, 2007 13:49:25 GMT
I think Ghoti and alphaholic are in for a slap!! Pssst, JJ - Alpo is being nice implying you are 21. Me on the other hand will deserve my slap, but you'll have to join the queue behind Doofer, Judi, Mrs XJR Smiley (Colin), TeeJayExc and many others... |
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Post by Dame judgejools44 on May 1, 2007 13:54:08 GMT
I think Ghoti and alphaholic are in for a slap!! Pssst, JJ - Alpo is being nice implying you are 21. Me on the other hand will deserve my slap, but you'll have to join the queue behind Doofer, Judi, Mrs XJR Smiley (Colin), TeeJayExc and many others... I just wanted to slap him anyway cos I know he'll enjoy it...as for you.....I'll fight my way to the front of the queue have no fear of that hinny!! Hehehe!! |
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Post by CD on May 1, 2007 13:58:37 GMT
Do watch what they say about bike steering. Its easy isn't it?
Yes & no...
When you get into a corner too fast the, bike will need to be leaned lower than you've perhaps leaned it before. Simply steering the way you want to go will make the bike stand up (not good). Bikes have to be counter steered momentarily to make them lean and then the opposite way to bring them back up.
The instructors will explain (if they haven't already).
Eventually it becomes second nature but it can catch out new riders.
Bikes are usually a lot better at cornering than their riders think they are. Again it takes time to trust the machinery. Keep it cool & you'll be fine.
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Post by Dame judgejools44 on May 1, 2007 14:05:39 GMT
Do watch what they say about bike steering. Its easy isn't it? Yes & no... When you get into a corner too fast the, bike will need to be leaned lower than you've perhaps leaned it before. Simply steering the way you want to go will make the bike stand up (not good). Bikes have to be counter steered momentarily to make them lean and then the opposite way to bring them back up. The instructors will explain (if they haven't already). Eventually it becomes second nature but it can catch out new riders. Bikes are usually a lot better at cornering than their riders think they are. Again it takes time to trust the machinery. Keep it cool & you'll be fine. I could have sworn the question was about Bike Insurance!? ???Maybe I should get my coat!  |
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Post by Ghoti on May 1, 2007 14:09:34 GMT
Do watch what they say about bike steering. Its easy isn't it? Yes & no... When you get into a corner too fast the, bike will need to be leaned lower than you've perhaps leaned it before. Simply steering the way you want to go will make the bike stand up (not good). Bikes have to be counter steered momentarily to make them lean and then the opposite way to bring them back up. The instructors will explain (if they haven't already). Eventually it becomes second nature but it can catch out new riders. Bikes are usually a lot better at cornering than their riders think they are. Again it takes time to trust the machinery. Keep it cool & you'll be fine. I could have sworn the question was about Bike Insurance!? ???Maybe I should get my coat! It was ;D. But don't worry about coutersteering to start with. The brain covers it automatically for you. You probably have done it on a bike already without knowing. |
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Post by alpaholic on May 1, 2007 14:17:47 GMT
But don't worry about coutersteering to start with. The brain covers it automatically for you. You probably have done it on a bike already without knowing. Exactly. "Eventually it becomes second nature" errr, no, it starts off as second nature. If it didn't newbies wouldn't be able to corner. ...and yet they do. I started riding bikes at 8 and I didn't hear the term countersteer 'till I was 22. |
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Post by beeblemaster on May 1, 2007 15:30:53 GMT
I used to get about 180 miles until I hit reserve on mine.
But then I don't use Optimax.
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Post by General Gman on May 1, 2007 15:49:39 GMT
But don't worry about coutersteering to start with. The brain covers it automatically for you. You probably have done it on a bike already without knowing. Exactly. "Eventually it becomes second nature" errr, no, it starts off as second nature. If it didn't newbies wouldn't be able to corner. ...and yet they do. I started riding bikes at 8 and I didn't hear the term countersteer 'till I was 22. I hate to admit this but..... TDM is right - countersteering *is* second nature, no-one but racers had ever heard of it before a couple of years ago.We all do intuitively - thinking about it is gonna make a mess. Just take things easy to start with, NB, and feel your way. Riding a bike is very much like making love to a beautiful woman...... |
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Post by m40man on May 1, 2007 16:02:49 GMT
I used to get about 180 miles until I hit reserve on mine. But then I don't use Optimax. ....... is that using bike-specific oil? |
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Post by beeblemaster on May 1, 2007 16:09:02 GMT
....... is that using bike-specific oil? To be honest I found that a generous application of WD-40 the night before would make adjusting the preload easier. |
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Post by Ghoti on May 1, 2007 16:17:24 GMT
To be honest I found that a generous application of WD-40 the night before would make adjusting the preload easier. Idiot. There is no point usinf hydrogen in tyres. Air works fine. |
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Post by ContourMac on May 1, 2007 16:28:59 GMT
Riding a bike is very much like making love to a beautiful womanYou have to make sure your helmets clean and the bikes well oiled. Then put your leg over the bike, put your key in the slot and press that button. Work that clutch as you increase your revs becoming as one with the machine. A few changes of position will help with concentration. Try not to arrive too early.  Remember - If someone pulls out then it's all over 
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Post by Dame judgejools44 on May 1, 2007 17:59:48 GMT
ROFL!! Just spat me drink on the keyboard!!
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Post by CD on May 1, 2007 18:12:21 GMT
Please yourselves...
A friend of mine killed himself by going straight on at a bend. It wasnt especially sharp but he was used to a lightweight 125 not a much bigger bike. Policeman said he thought he'd tried to steer around the bend effectively cancelling out the steering he was trying to do by shifting his body weight.
I also had a few moments on larger bikes until I realised how bikes actually steer.
PS Hydrogen brings a whole new meaning to "lighting up the tyres" - if it hasn't all leaked out overnight.
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Post by apricot on May 1, 2007 20:08:18 GMT
Personally I'd never fit heated grips without a relay.
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Post by teejayexc on May 1, 2007 22:01:25 GMT
Personally I'd never fit heated grips without a relay. Sound advice there from a "man" who loosens his nuts with a Philip's screwdriver  ;D Trev |
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Post by alpaholic on May 2, 2007 7:39:31 GMT
A friend of mine killed himself by going straight on at a bend. If only he'd asked a question about insurance on YDC! My tip... always clean a wheel before you balance it. |
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, and I can't wait to be 17 in July. I was just wondering what would be the cheapest inurance company for me. Thanks for your help, and hope to meet you on one of your meets when i'm 17, thanks again 
;D